NPS Calculator
FY2025-26Updated June 2026Estimate NPS retirement corpus, lump sum, annuity purchase, and indicative monthly pension.
Live Results
Estimated NPS corpus
₹75,60,300
At retirement.
Lump sum estimate
₹45,36,180
Corpus not allocated to annuity.
Annuity purchase
₹30,24,120
40% of corpus.
Indicative pension
₹15,121 / month
Based on annuity return assumption.
Useful for scenario planning, not a guaranteed pension quote.
Explanation
The calculator compounds annual NPS contributions and splits the corpus into lump sum and annuity components.
Assumptions & trust
Educational estimate only
Form16.com calculators are independent educational tools. They are not legal, tax, or financial advice.
Last updated for FY2025-26. Verify final numbers with official records, employer payroll, or a qualified professional.
- Uses annual compounding, selected return assumption, and selected annuity allocation.
Needs professional review before relying on final tax decisions.
Tax Breakdown
How the result is built
Recommendations
What to keep in mind
FAQ
Calculator questions
No. NPS market-linked returns vary by asset allocation and fund performance.
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